My 10-Year-Old Has a Checking Account

Photo by Michael Longmire on Unsplash

My kiddos have been receiving an allowance for years, and it works well. I don’t have to deal with requests like “Can I have this silly thing in the checkout land?” or “Can I have a book from the school book order?” I can simply respond “Do you have enough money in your spend jar?”

I pay out allowance in dollar bills for easy counting, which means that I have to occasionally go to the bank to take…